Living in the Philippines
What everyday life actually looks like.
The seedlings are gone
The seedlings for the year’s second crop were already prepared when an accident destroyed them. On a province rice farm, Mae’s household cannot transplant what they no longer have. At the muddy, freshly plowed fields, they scatter seed into the field instead — direct seeding — and they already know the harvest will be smaller.
Around that decision, the day is still ordinary work: garden-bed repair with an older woman, cooking, kitchen chores, carabaos in the distance. The season starts over smaller, and it still starts.
Exploring the Philippines
Places, people, and experiences that widen the map.
Inland Cebu, one Saturday
Last Saturday, 29 August, Cebu City Sports Center hosted the inaugural Halad sa Pagtuo — a province-wide gathering of faith and town festivals, tied to Cebu’s founding anniversary. It was not a beach weekend, and it was not January’s Sinulog. Inland municipalities that rarely stand in for the island came into the city for one Saturday: Carmen, Borbon, Dumanjug, Argao, Toledo, Naga, Carcar, each with its own festival.
A procession of 53 carrozas ran about 2.1 kilometres first; then the seven towns presented without scores. The Freeman put the crowd at about 7,000. For one afternoon they sat together as a larger Cebu than the shoreline and January usually suggest. Halad sa Pagtuo draws 7,000.
Iloilo on the plate
Iloilo is a city and hinterland you can eat your way into. In a Philstar column, Chit U. Juan walks from Tatoy’s and Sabya to Biscocho Haus and Roberto’s siopao, then out toward Bingawan, Lambunao, and Miag-ao — Slow Food communities, and batuan on the Ark of Taste.
It is a walk through a place, not a reason to move. Iloilo, a foodie’s heaven.
Philippines Cost of Living
What life here really costs.
A Makati day’s receipts
A first Makati day left numbers on the receipts: Japanese-grocery chicken-and-rice at ₱270 each, and a Greenbelt coffee and snack at ₱862. Two LBC locations were closed — the wife said it was a holiday — and around a Greenbelt-area condo, construction was part of the day.
Those are one day’s reported spends, in the pesos they showed — not a Makati, Metro Manila, or monthly household budget. Watch “Our First Day in Makati Didn’t Go as Planned” on YouTube.
Philippine Peso Exchange Rate
On 27 August, the Monetary Board raised the target reverse repurchase rate 25 basis points to 5.0% — the third consecutive hike, and 75 basis points since April. BSP policy rates hiked 25 basis points.
Bankers Association of the Philippines bank-market closes printed 61.888 on 27 August, then 62.265 on 28 August: the first BAP close through 62, and a record against the prior 61.847 from 24 July. The peso’s record BAP close of 62.265.
Bangko Sentral ng Pilipinas’s official daily PHP/USD stayed in the mid-61s — 61.601 on 24 August to 61.764 on 28 August — and did not print 62. A dollar buys more pesos on the bank-market print; import-linked costs weigh more in peso terms. BSP’s month-ahead note listed peso appreciation among August inflation offsets while BAP printed those record-weak closes.
BusinessWorld, citing PSA, put latter-half August regular milled rice at ₱49.61 a kilogram, up 22.95% from a year earlier, and well-milled at ₱56.29 — a mid-August survey, not a stall check from this week. BSP’s August inflation band is 5.5–6.5%; that print is still ahead. BSP sees August inflation at 5.5% to 6.5%.
Philippines Visa & Relocation
The rules, decisions, and realities of making a move.
No material visa or immigration-rule change was dated between 24 and 30 August. The week was quiet on paperwork.
For Next Time
What we’re watching next.
The August consumer-price print is due around 4 September, the number that will test BSP’s 5.5–6.5% inflation band.
After the 28 August BAP close of 62.265, we are watching whether the bank-market peso holds above 62.
On 1 September, Mike’s Don’t Fly to the Philippines Without Knowing This (Entry Denied) lands just outside this week’s window.
Coverage: 24–30 August 2026. Issue date: 31 August 2026. This newsletter provides general information, not individualized visa, legal, financial, or medical advice.